Neighbors Helping Neighbors Since 1934

Checking Accounts

Freedom Checking Account

Freedom accounts offer you a basic checking account that is free. Unlike other checking accounts there is:

  • No balance to maintain.
  • No monthly service charge.
  • No per-check fee.
  • $50.00 minimum opening balance.
  • Checks are truncated.

Now Accounts

Now accounts is a convenient interest bearing account. This account requires:

  • $1,500.00 minimum average daily balance to earn interest.
  • $1,500.00 minimum average daily balance to avoid a $5.00 monthly service fee.
  • The first 10 checks are free (only 15˘ per item over 10).
  • $200.00 minimum opening balance.

Demand Checking Accounts

A Demand checking account is designed for personal and/or commercial needs. Demand checking accounts feature:

  • $1,500.00 minimum average daily balance to avoid a $5.00 monthly service fee.
  • The first 10 checks are free (only 15˘ per item over 10).
  • $200.00 minimum opening balance.

Money Market Deposit Account

A money market account is for those who write no more than three checks or drafts per statement cycle. This account offers a competitive interest rate and flexibility with unlimited “in bank” withdrawals. This account requires:

  • $1,500.00 minimum opening balance.
  • $2,500.00 minimum average daily balance to earn interest and to avoid a $5.00 monthly service fee.