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Financial Privacy Statement

Statement on the Privacy of Customer Information

Dalhart Federal Savings & Loan respects the privacy expectations and rights of its customers regarding financial information and other related information which the institution has or gathers in the normal course of business.

Dalhart Federal Savings & Loan collects, retains, and uses information about individual customers only when we believe it would be useful (and allowed by law) in administering our business and to provide products, services, and other opportunities to customers. This information is obtained from application information, transaction information, and consumer report information.

Dalhart Federal Savings & Loan 

a) Will use a customer’s personally identifying information in our normal course of business. Personal information will not be sold or distributed to other parties for marketing purposes.

b) May disclose the information described above to other parties (1) when that information is requested by you; (2) when it is needed to process or complete a transaction initiated by you; (3) when required or allowed by law; (4) with reputable credit reporting agencies, or (5) our affiliate. We may also choose to disclose information that does not reveal specific information about customer accounts or similar personally identifying data to other parties who provide financial products or services not offered directly by us, such as life insurance, leasing services, or securities brokerage.

Dalhart Federal Savings & Loan is concerned about the accuracy of customer information and, therefore, we will not disclose nonpublic personal information about former customers, unless authorized by the customer or as permitted by law. Also, we may share this information in the same manner and to the same categories of other parties as we do with current customers.

We may disclose all of the information we collect, as described in paragraph (b) above, to nonaffiliated third parties who provide products or services on our behalf. Since we value our customer relationship with you, we will not disclose your nonpublic personal information to nonaffiliated third parties, except as permitted by law.

You have separate opt out rights under the Fair Credit Reporting Act regarding the disclosure of information to bank-affiliated third parties.

We restrict access to nonpublic personal information about you to only those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Dalhart Federal Savings & Loan makes disclosures to other nonaffiliated third parties as permitted by law.