Checking

Freedom Checking Account

Freedom accounts offer you a basic checking account that is free of many of the charges and limitations that most other checking accounts have.  Unlike other checking accounts a freedom account has:

• No balance to maintain.
• No monthly maintenance fee.
• No per-check fee.
• $100.00 minimum opening balance.
• Checks are truncated.

Now Accounts

Now accounts are a convenient interest bearing account. This account requires:

• $1,500.00 minimum average daily balance to earn interest.
• $1,500.00 minimum average daily balance to avoid a $5.00 monthly maintenance fee.
• The first 10 checks are free (only 15 cents per item over 10).
• $200.00 minimum opening balance.
• Accounts to Senior Citizens (age over 60 & over).  No monthly service charge.

Demand Checking Accounts

A Demand checking account is designed for personal and/or commercial needs. Demand checking accounts feature:

• $1,500.00 minimum average daily balance to avoid a $5.00 monthly maintenance fee.
• The first 10 checks are free (only 15 cents per item over 10).
• $200.00 minimum opening balance.

Notice Commercial Customers: Dalhart Federal Savings, in compliance with the Unlawful Internet Gambling Enforcement Act, will not allow customers to process unlawful internet gambling transactions through their accounts held at Dalhart Federal Savings.

Money Market Deposit Account

A money market account is for those who write no more than three checks or drafts per statement cycle.  To comply with Regulation D limitations of six per statement cycle on a Money Market Deposit account include transfers to another account or to third parties by preauthorized, automatic, telephone or computer transfer to third parties.  Transactions not counted against the limit include transactions made in person.  This account requires:

• $1,500.00 minimum opening balance.
• $2,500.00 minimum average daily balance to earn interest and to avoid a $5.00 monthly maintenance fee.
• Competitive interest rate. 
• A transaction charge fee of 15 cents will be imposed on each check withdrawal in excess of 10 during a monthly statement cycle.

Dalhart Federal appreciates you doing business with us and is committed to providing you with a checking account that will work for you. If you have any further questions call a New Accounts Representative in Dalhart at 806-249-8561, or in Dumas at 806-935-7161.