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It is always a good idea to evaluate your credit report annually to help identify any mistakes or fraud. Every 12 months the Fair Credit Reporting Act guarantees you access to your credit report from each of the three nationwide credit reporting companies - Equifax, Experian or TransUnion, or you may get a free credit report from www.annualcreditreport.com. If you have a discrepancy you may simply contact any one of the three credit bureaus listed below:
This site is highly recommended to be your source for the free annual credit report that's yours by law. Beware of other sites that may look and sound similar. The Federal Trade Commission (FTC) advises consumers who order their free annual credit reports online to be sure to spell out in your web browser address box, www.annualcreditreport.com or link to it from the FTC's website to avoid being misdirected to other websites that offer supposedly free reports.
"Annualcreditreport.com will never send you an email solicitation for your free annual credit report, or use pop up ads."
Identity theft has become a major crime in our society today. Dalhart Federal Savings & Loan Association SSB is committed to protecting your personal confidential information. We also want to give you all the necessary information to help you minimize the risk of falling victim to identity theft or phishing.
Dalhart Federal Savings & Loan Association, SSB WILL NOT SOLICIT account numbers, account balances, pin numbers, social security #’s or any personal financial data by e-mail.
If you think your security has been compromised you will need to contact Dalhart Federal Savings & Loan Association, SSB as soon as possible at 806-249-8561.
The Federal Trade Commission (FTC) has a very informative website that describes how to protect yourself against identity theft and what to do if you are a victim. Go to www.ftc.gov/bcp/edu/microsites/idtheft2012/
FTC (Federal Trade Commission) has published videos to help consumers be on guard against internet fraud, secure their computers and protect personal information. Click on the URL http://ftc.gov/bcp/edu/multimedia/video/ogol/phishing/index.shtml to view these videos.